As vigilant as you may be in trying to protect your identity, the sad truth is that identity theft can happen to anyone. However, although you can't always avoid the theft of your identity, having the right identity theft protection can certainly help provide the support you need to help you recover your identity quickly should theft occur. IdentitySecure's comprehensive identity theft protection does both.
When someone steals your identity, it's like they are taking part of your life away. In addition, the theft of your identity can keep on impacting you long after the actual loss of your identity occurs, through fraudulent charges or crimes being made in your name and the potential loss of your ability to use and obtain credit. In fact, even a spotless credit profile can be tarnished, at least temporarily, as a result of identity theft.
IdentitySecure identity theft protection gives you a multitude of powerful tools at your fingertips, and further supplements it with professional guidance and support. Every day, IdentitySecure scans your Experian, Equifax and TransUnion credit files - the three major national credit reporting agencies - and alerts you if certain changes occur. If an inquiry is made on your credit or a new account is opened, IdentitySecure alerts you of this change and provides the support you need to help correct any issues. In addition, your triple-bureau credit report and CreditXpert Credit Scores™ are available for you to review every month, enabling you to see your entire credit picture and help ensure that it remains accurate. See details.
For your security, simply complete the authentication process on the website after you enroll in IdentitySecure. You cannot access your Credit Report and Scores or start your Credit Monitoring and Alerts until you verify your identity.
If your identity becomes compromised while you're a IdentitySecure customer, you'll receive support and guidance to help you restore your good name. IdentitySecure's extensive team of fraud recovery professionals will help you every step of the way in recovering your identity. This includes helping you contact creditors, filing paperwork and streamlining the credit dispute process.
As a IdentitySecure member, you also have unlimited access to the Credit Information Hotline, a toll-free support center that helps you understand every aspect of your credit report. Spotting inaccuracies in credit reports can be tricky, but the Credit Information Hotline helps you wade through all your credit information and can assist you in disputing any inaccurate information contained in your credit files.
IdentitySecure makes it is easy to get started with your identity theft protection program. Best of all, you can try all of IdentitySecure's identity theft protection right now. Sign up now, and experience all the benefits that our comprehensive identity theft protection offers.
*Your VantageScore credit score(s) are provided by VantageScore Solutions LLC. The VantageScore model, with scores ranging from 300 to 850, was developed jointly by the three major national credit reporting agencies - Experian®, TransUnion®, and Equifax®. The version of VantageScore provided here is used by some, but not all, lenders. Your score(s) may not be identical or similar to scores received directly from those agencies, from other sources, or from your lender.
*Your liability for unauthorized use of your credit, debit, and ATM cards is limited under federal law. In addition, your card issuer's liability policy may provide for lesser liability amounts that under federal law. Consult your card issuer's terms and conditions for specific details. The policy of many card issuers is not to hold cardholders liable.
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The federal Fair Credit Billing Act gives you the right to dispute billing errors, such as unauthorized charges, on your credit card by notifying your credit card company in writing within 60 days after the first bill containing the error was sent to you. The credit card company must resolve the dispute within two billing cycles (not to exceed 90 days) after receiving your notification. You may withhold payment on the disputed amount (and related charges) during the investigation. You must pay the amount not in dispute. You will be informed in writing whether your bill is correct or contains an error. If your bill contains an error, it will be corrected.