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Benefits Overview

When it comes to protecting your identity, IdentitySecure helps cover all the bases.

IdentitySecure's extensive benefits combat all the key methods thieves can use to take control of your life. From providing advanced safeguards against financial fraud to giving you more control over your public records, IdentitySecure aggressively prevents and protects against the many forms of identity theft.

But we don't stop there. We also provide valuable fraud protection services for improved peace-of-mind. And an array of helpful tools and resources designed to help you manage your personal assets more effectively. Add our friendly, highly skilled service team into the mix, and you have a comprehensive program designed to protect and assist you every step of the way.

Join IdentitySecure today, and experience a whole new level of personal security.

Credit Management

IdentitySecure makes it easy to stay on top of your credit and keep up with important changes to your records.

Credit Information Hotline

Having trouble understanding your credit report? Help is just a phone call away.

Receiving your credit report is good, but understanding it is essential. IdentitySecure's Credit Information Hotline provides toll-free support to ensure that you fully comprehend all the details of your credit history.

Triple-Bureau Credit Report & Triple-Bureau CreditXpert® Credit ScoresTM*

Receive up-to-date credit reports and scores from all three major credit reporting agencies – Experian, Equifax and TransUnion.

Reviewing your credit reports is one of the best ways to manage your credit and discover if your identity has been stolen. They contain listings of credit cards, loans, bank accounts, collections, inquiries and a host of other financial and personal information registered in your name. By examining and comparing your credit reports on a regular basis, you can keep tabs on your overall credit and identify suspicious activity that may indicate your identity has been compromised.

Your credit scores are an indicator of your financial health and the risk that you pose to lenders. Companies rely on your credit scores to determine whether to lend you money and to set the interest rates you pay. Knowing your credit scores can provide you with a strong advantage when seeking a loan or negotiating the terms of your payments.

Combined, your credit report and credit scores provide a complete picture of your overall credit health and helps you to identify critical errors in your personal financial data.

If You do not access a copy of your credit report and credit score through the IdentitySecure website within 7 days of your enrollment in IdentitySecure, a copy of your credit report and CreditXpert® credit score will be sent to you by IdentitySecure by first-class U.S. Mail.

Triple-Bureau Daily Credit Monitoring

Each day, IdentitySecure carefully monitors your Experian, Equifax and TransUnion credit reports for changes.

Early detection of suspicious activity and errors in your credit reports are essential to minimizing both the damage incurred by identity thieves and the time needed to rectify any issues. IdentitySecure monitors your Experian, Equifax and TransUnion credit reports daily for certain signs of activity. Should your account be queried, or if a new account opens in your name, IdentitySecure will send an alert to you. You'll be able to act fast and take the necessary steps to re-secure your credit quickly.

Monthly All Clear Notice

Since we'll be monitoring your credit file at all three national credit reporting agencies, we'll be able to let you know if a month goes by with no activity reported. You'll receive an "all clear" notification letting you know that nothing was reported and that your credit file is still being actively monitored.

Triple Bureau Daily Credit Monitoring

Each day, IdentitySecure carefully monitors your Experian, Equifax and TransUnion credit reports for changes.

Early detection of suspicious activity and errors in your credit reports are essential to minimizing both the damage incurred by identity thieves and the time needed to rectify any issues. IdentitySecure monitors your Experian, Equifax and TransUnion credit reports daily for certain signs of activity. Should your account be queried, or if a new account opens in your name, IdentitySecure will send an alert to you. You'll be able to act fast and take the necessary steps to re-secure your credit quickly.

Personal Data Protection

Help safeguard against the misuse of your personal information with IdentitySecure's advanced suite of data monitoring and protection services.

Public Records Monitoring

Stay informed of critical changes to your public records.

IdentitySecure monitors your public records for changes in your criminal records, bankruptcy filings, liens and court judgments. By helping you stay abreast of incorrect or falsified information in your public records, IdentitySecure makes it easier to keep your public information up-to-date and rectify potentially damaging errors.

Public Records Monitoring Disclaimer

DataSweep

Make it difficult for spammers and thieves to obtain your information online.

DataSweep comprehensively monitors up to three of each of your physical addresses, email addresses and telephone numbers on Internet directories – prime sources of data for spammers and thieves. Every two weeks, DataSweep checks online directories and search engines and lets you know if your monitored personal information is available for public viewing. You'll know exactly which sites are displaying your information, and we'll provide advice on how to request removal of your information from a particular website.

Credit/Debit Card Monitoring

Be alerted of potential compromises to your credit/debit card information.

IdentitySecure utilizes real-time, web-crawling technology to monitor underground chat rooms, websites and blogs where thieves trade and sell stolen credit/debit card data. Should we find any of your monitored cards on these web portals, IdentitySecure automatically sends you an email alert, giving you the time needed to foil a thief's attempt to use your credit information.

Bank Account Fraud Watch

Be alerted of potential compromises to your bank account information.

IdentitySecure utilizes real-time, web-crawling technology to monitor underground chat rooms, websites and blogs where thieves trade and sell stolen bank account information. Should we find any of your information on these web portals, IdentitySecure automatically sends you an email alert, giving you the time needed to foil a thief's attempt to use your information.

IdentitySecure Monitoring

Be alerted of potential compromises to your Social Security number.

IdentitySecure's Social Security Number Fraud Watch utilizes continuous real-time, web-crawling technology to monitor illicit web portals where compromised Social Security Numbers are bought and sold by thieves. Should we discover your Social Security Number on these web portals, IdentitySecure automatically sends you an email alert, enabling you to act quickly and re-secure your compromised data.

IdentitySecure's Social Security Number Event Tracker scans public record and credit header data sources to help locate and identify records associated with your Social Security Number. Results are prioritized and logged, helping you to determine if your information may have been compromised. By helping to compile data that is attributed to your name and Social Security Number, you will be more able to identify and rectify potential misuse of your information.

Social Security Number Event Tracker

IdentitySecure's Social Security Number Event Tracker scans public record and credit header data sources to help locate and identify records associated with your Social Security number. Results are prioritized and logged, helping you to determine if your information may have been compromised. By helping to compile data that is attributed to your name and Social Security number, you will be more able to identify and rectify potential misuse of your information.

Public Records Report

Review your records that are available to the public.

Your IdentitySecure service includes a Public Records Report - a single, soup-to-nuts listing of your records that are available to the public. Collecting data from thousands of sources - including real estate documents, court and legal records, bankruptcies, liens and judgments - this valuable report empowers you to have more control over the data people can see about you. By obtaining a thorough overview of your public records, you will be more able to manage this oft-misused information and correct any inaccuracies.

Card Registration

Store data from your important cards for quick, emergency retrieval.

IdentitySecure lets you store information from credit cards and bank cards in one central online location. Should your registered items become lost or stolen, retrieving your data is just a simple click away...making those emergency situations a little less stressful.

Card Registration Disclaimer

Identity Verification Monitoring

Identity Verification Monitoring helps prevent your information from being used for fraudulent activities that may result in identity theft, account takeovers, or account compromises. Operating in real time, Identity Verification Monitoring scans information provided by hundreds of businesses to help determine if your personal data is being used to confirm your identity or to open a new account. Should Identity Verification Monitoring discover your information is being used verify your identity prior to submitting a new application, requesting a password reset or applying for credit or other services at businesses [companies] within our network, you will be alerted and provided with expert assistance in assessing the potential threat.

Identity Verification Disclaimer

Services & Tools

IdentitySecure provides you with a suite of services and tools to help you protect your identity and stay informed.

Fraud Assist Toolbox

Fraud Assist Toolbox gives you the resources you will need to protect your identity and should you fall victim to identity theft, tools that will help you to recover.

  • Recover from identity theft more quickly with this interactive, step-by-step recovery tool.
  • Protect yourself from identity thieves, who could attempt to open credit accounts in your name, by setting up credit bureau fraud alerts through the Fraud Assist Toolbox. Additionally, use this tool to put an end to pre-approved credit offers and telemarketing calls.

The Fraud Assist Toolbox is a convenient, online tool that helps streamline the identity theft recovery process. Simply select the type of problem you are facing, and the guide will provide step-by-step instructions for resolving your issue. By coaching you through the recovery process, and sending you reminder emails when you need to follow up, the Fraud Assist Toolbox can dramatically reduce the time, and emotional stress of recovering from identity fraud.

Identity Theft Insurance

Puts the stolen money back - up to $1,000,000.00.

When identity thieves steal from your credit card, checking, savings, or other covered accounts, IdentitySecure may replace missing cash - up to $1,000,000.00 - should your financial institution decide it is not liable for putting the money back.* And your personal IdentitySecure assistant helps resolve the fraud and restore your name.

** Please click here to view the Certificate of Insurance for the Personal Internet & Identity Coverage Master Policy
* Identity Theft Insurance disclaimer

Identity Fraud Support

Obtain personalized assistance in resolving a case of identity fraud.

Should you become the victim of identity fraud, IdentitySecure will help you recover quickly. You'll be assigned a dedicated FCRA Trained caseworker who will work with you in restoring your ID, supporting you every step of the way. Plus, you'll receive a customized kit filled with helpful information to help you recover even faster. Thanks to IdentitySecure, you can be well on your way towards restoring your good name in no time.

Lost/Stolen Credit Card Assistance

If you discover your credit cards are missing, call us immediately. We will notify all your credit card issuers, cancel your lost or stolen cards, and request that replacements be issued promptly. When you call you'll be asked questions, such as your name, address, and Membership Number. You will be asked to verify credit card information. We will promptly mail you written confirmation of all credit card cancellations and all replacement requests.

Card & Document Registration Disclaimer

Driver's Record Reimbursement

Easily access and review your driver's records.

Your driver's record is among the primary tools that auto insurance companies use to set your rates, so it's important to review it periodically for errors, false violations, fines and other factors that can increase your premiums. IdentitySecure provides reimbursement for the cost of obtaining your record, giving you one less expense to worry about. Just send us proof of your payment along with a completed reimbursement form, and we'll mail a check to you.

Medical & Insurance Records

Obtain copies of your medical records and insurance benefit payment summaries to spot signs of potential medical identity fraud.

Reviewing your medical and insurance records periodically for errors can be just as important as checking your credit reports. Identifying potential signs of medical identity fraud is critical for not only preventing damage to your credit files, but also for avoiding conflicting medical data that could lead to misdiagnoses or improper treatment from medical providers.

IdentitySecure makes it easy to keep track of your medical records and insurance benefit payment summaries by providing forms for retrieving this information.

Emergency Cash & Airline Tickets

Once you have informed us of the credit card theft or loss, we can wire you up to $1,000 in emergency cash and, if needed, arrange to have a prepaid one-way ticket home waiting for you at the nearest airport.**

** Member must be at least 100 miles from home and have available credit on a designated bank card. Emergency cash is charged as cash advance, and emergency airline tickets are charged as a purchase to your credit card account and both are subject to that account's finance rates.

Neighborhood Reports

Get in-depth statistics on nearly every neighborhood in the United States.

Whether you're considering a move, or just traveling to an unfamiliar area, IdentitySecure makes it easy to obtain an overview of virtually every neighborhood in the country. Review home values, demographics, crime rates, climate and pollution measurements and more. See how your neighborhood stacks up, or preview other locations. That way, you can know exactly where you're going long before you get there.

S.A.F.E. Score Assessment

Our Self Assessed Fraud Evaluation (S.A.F.E.) analyzes how your behavior, name frequency and other factors impact your likelihood of becoming a victim of identity theft. Each question also includes valuable tips on ways to reduce your risk. By learning how a few simple changes in behavior can greatly reduce your risk, you will have more of the tools needed to help keep yourself safe.