Privacy Policy

Affinion Benefits Group, LLC has created this privacy policy statement in order to demonstrate our firm commitment to our visitors' and members' privacy. The following discloses our information gathering, use and dissemination practices for fatoolbox.com and other Affinion Benefits Group, LLC related Web sites.

Affinion Benefits Group, LLC
ONLINE PRIVACY POLICY
At Affinion Benefits Group, LLC, protecting your privacy is very important to us. This document sets forth the online privacy policy of Affinion Benefits Group, LLC ("Privacy Policy") for this Web site. We want you to understand what information we collect and how we use it. We collect and use "personal information" - nonpublic information that identifies or can be used to identify, contact or locate the person to whom such information pertains - to provide selected financial products as effectively and conveniently as possible. We treat personal information in accordance with this Privacy Policy. If you have objections to this Privacy Policy, you should not access or use this site.

What Information We Collect and From Whom We Collect It
We may collect personal Information about you from the following sources:

Information we receive from you on applications, enrollment forms, or other information you provide to us on this Web site;
Information we receive from you or from other financial institutions about you, such as your name, address, date of birth, telephone number, social security number and e-mail address;
Information we receive about your transactions with us, our affiliates, or others; and
Information we receive about your past and present health condition that we receive from you, our affiliates or others.

What Information We Disclose and To Whom We Disclose It
We collect, use and disclose your personal information to conduct our business, to advise you of our products and services, and to provide you with member service. We may collect and maintain several types of member information (as described above) needed for these purposes, including these below:

To insurers for the purpose of making an application for the insurance coverage sought by you;
With the exception of health information, to companies that may perform marketing and other related services on our behalf or to other financial institutions with whom we have joint marketing agreements;
To our insurance agents and brokers for the purpose of soliciting and providing products or services to you; and
As otherwise permitted by law. For example, we may disclose personal information about you to affiliated and nonaffiliated parties to perform services for us, such as, assisting you handling claims and protecting against fraud. We also may disclose information in response to requests from law enforcement agencies, regulatory agencies or otherwise as required by law.
We do not share health information about you with anyone except in connection with providing products and services you have requested and except as otherwise permitted by law.
We do not disclose personal information described above about former members or members with inactive accounts, except in accordance with this Privacy Policy; nor, except as indicated above, do we disclose any of your personal information to parties not affiliated with us that would use such information to contact you about their own products and services.

Our Security Procedures
The security of your personal information is important to us. When you enter personal information on our website, we encrypt that information using secure socket layer technology (SSL). We also use Verisign as our Certificate of Authority. If you would like more information on fatoolbox.com Verisign Certificate, click on the seal below.

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. We restrict access to your personal information and only allow access to employees, other persons and companies as permitted by law to assist in providing financial products to you. We maintain physical, electronic and procedural safeguards that comply with applicable standards to protect your personal information.

Use of Cookies; Logging IP Addresses
This site uses cookies and clear gifs to improve this site and to track and store passwords, purchases, and preferences. A cookie is a small text file that is stored on a browser when a user visits a Web site. A clear gif is a graphic file, rather than a text file, that is similar in function to a cookie. Cookies and clear gifs do not identify the user personally; they simply identify the browser and track the settings, preferences, or features. When a user returns to the site, the user's browser sends the cookie or clear gif to the Web server. Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it or not. You an also set your browser to decline or accept all cookies.

When users request pages from this site, our servers may log their IP address in order to improve site administration. This information, along with the other information listed above, can also be used to produce usage statistics to help Affinion Benefits Group, LLC to better meet the needs of users and determine specific interests.

Non-identifying Information
Affinion Benefits Group, LLC may share information about use of the Web site, products and services, number of daily users, etc., including aggregated demographic information about our member base, with our partners and advertisers for statistical analysis, marketing, or similar promotional purposes. This information is collected in aggregate form and does not identify individual members or disclose personal information.

Business Transitions
If Affinion Benefits Group, LLC becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, your personal information will likely be among the assets transferred. We will provide notice before personal information is transferred or becomes subject to a different privacy policy.

Legal Disclaimer
We reserve the right to disclose your personal information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site.

Links to Other Sites
This Web site contains links to other sites that are not owned or controlled by Affinion Benefits Group, LLC. Please be aware that this Privacy Policy applies only to this Web site and does not apply to such sites. Affinion Benefits Group, LLC is not responsible for the privacy practices of such other sites.

We encourage you to be aware that when you leave our site and to read the privacy statements of each Web site that collects personally identifiable information.

Children Under 13
We do not knowingly solicit data online or market online to children under the age of 13.

Change in Privacy Policy
If we decide to change our Privacy Policy, we will post those changes on this Web site, and other places we deem appropriate. We reserve the right to modify this Privacy Policy at any time, so please review it frequently. If we make any material change to this Privacy Policy, we will notify you here, by email, or by means of a notice on our home page.

Contact Us
If you have any questions regarding our Privacy Policy, or if you desire to correct or update your personal information, please contact us toll-free at 1-800-374-8273 weekdays, 7:00 a.m. to 8:00 p.m. or Saturdays, 8:30 a.m. to 5:00 p.m., CST, or by email at service@identitysecure.com.

NOTICE OF PRIVACY POLICY
Information Only - No Response Necessary
At Affinion Benefits Group, LLC, protecting your privacy is very important to us. We want you to understand what information we collect and how we use it. We collect and use "personal information" - nonpublic information that identifies you - to provide selected financial products as effectively and conveniently as possible. We treat personal information in accordance with our Privacy Policy. What Information We Collect and From Whom We Collect It
We may collect personal information about you from the following sources:

Information we receive from you on applications, enrollment forms, or other information you provide to us;
Information we receive from you or from other financial institutions about you, such as your name, address, date of birth, telephone number, social security number and e-mail address;
Information we receive about your transactions with us, our affiliates, or others; and
Information we receive about your past and present health condition that we receive from you, our affiliates or others.

What Information We Disclose and To Whom We Disclose It
We may disclose the personal information we collect about you as described above:

To insurers for the purpose of making an application for the insurance coverage sought by you;
With the exception of health information, to companies that may perform marketing and other related services on our behalf or to other financial institutions with whom we have joint marketing agreements;
To our insurance agents and brokers for the purpose of soliciting and providing products or services to you; and
As otherwise permitted by law. For example, we may disclose personal information about you to affiliated and nonaffiliated parties to perform services for us, such as, assisting you, handling claims and protecting against fraud. We also may disclose information in response to requests from law enforcement agencies or regulatory agencies.
We do not share health information about you with anyone except in connection with providing products and services you have requested and except as otherwise permitted by law.
We do not disclose personal information described above about former members or members with inactive accounts, except in accordance with this Privacy Policy; nor, except as indicated above, do we disclose any of your personal information to parties not affiliated with us that would use such information to contact you about their own products and services.

Our Security Procedures
We restrict access to your personal information and only allow access to employees, other persons and companies as permitted by law to assist in providing financial products to you. We maintain physical, electronic and procedural safeguards that comply with applicable standards to protect your personal information.

Change in Privacy Policy
We will notify you in advance of any material change to our Privacy Policy about collecting, safekeeping and disclosing personal information.

If you should have questions regarding this notice, please contact us toll-free at 1-800-374-8273 weekdays, 7:00 a.m. to 8:00 p.m. or Saturdays, 8:30 a.m. to 5:00 p.m., CST.